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The sale of a residential or commercial real estate property is a highly complex process, and title insurance has become an indispensable component of a successful transaction.

A mistake in a prior deed, an outstanding ownership claim, a hidden lien or outright fraud—any of which may result in losses for the owner or lender—are surprisingly common occurrences.

When owners and lenders suffer losses related to a covered risk, title insurance provides indemnification against those losses.