[Date]

[Addressee]

Re: [Name of Project]
$[Type and Amount of Policy; Name of Insured]
[County, State]
[Ceder’s File Number]
Our File No.  _______

Dear  _________:

[Reinsurer] agrees to accept $ ________ of secondary liability behind [Ceder]’s primary liability of $ _____ in the referenced transaction. We understand that [Ceder] will retain a secondary liability of $ _____ for a total retention of $ _______. We agree to execute the ALTA Facultative Reinsurance Agreement (9-24-94), which includes Direct Access provisions.

[REINSURER]

By:  ________
[Name and Corporate Title]

cc: [Ceder’s Reinsurance Administrator]