Board of Directors

J. Allen Fine, Chairman

James A. Fine, Jr., President, Chief Financial Officer, Treasurer

W. Morris Fine, Executive Vice President, Secretary

David L. Francis, Private Investor

Richard M. Hutson II, Attorney-at-Law

R. Horace Johnson, Private Investor

H. Joe King, Jr., Private Investor

James R. Morton, President, TransCarolina Corporation

James H. Speed, Jr. President, Cheif Executive Officer - North Carolina Mutual Life Insurance Company